Monthly Payment on a $25,000 Loan at 6% APR for 48 Months
A $25,000 loan at 6% APR repaid over 48 months has a monthly payment of $587.13. Over the full 48 months (4 years) term you'd pay $3,182.03 in total interest, bringing the total cost of the loan to $28,182.03. A 6% APR is typical for borrowers with excellent credit (760+). Adjust the figures in the calculator below to see how a different rate, amount, or term changes your payment.
Monthly Payment
$587.13
at 6% APR
Total Interest
$3,182.03
over 48 months
Total Cost
$28,182.03
principal + interest
Loan Summary
$25,000 · 6% APR · 48 months
| Loan amount | $25,000 |
| Interest rate (APR) | 6% |
| Term | 48 months (4 years) |
| Monthly payment | $587.13 |
| Total interest paid | $3,182.03 |
| Total cost of loan | $28,182.03 |
Loan Calculator
Monthly Payment
$587.13
Total Paid
$28,182.03
Total Interest
$3,182.03
$25,000 at 6% APR · 48-Month Loan FAQs
What is the monthly payment on a $25,000 loan at 6% APR for 48 months?
The monthly payment on a $25,000 loan at 6% APR over 48 months is $587.13. This is calculated with the standard amortization formula and assumes equal fixed payments for the full term.
How much total interest will I pay on this $25,000 loan?
At 6% APR over 48 months, you'll pay $3,182.03 in total interest on a $25,000 loan. Combined with the $25,000 you borrowed, the total amount repaid is $28,182.03.
Is 6% a good APR for a personal loan?
A 6% APR is generally available to borrowers with excellent credit (760+). This is among the lower rates lenders offer and reflects strong creditworthiness.
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