Monthly Payment on a $25,000 Loan at 11% APR for 48 Months
A $25,000 loan at 11% APR repaid over 48 months has a monthly payment of $646.14. Over the full 48 months (4 years) term you'd pay $6,014.63 in total interest, bringing the total cost of the loan to $31,014.63. A 11% APR is typical for borrowers with good credit (690+). Adjust the figures in the calculator below to see how a different rate, amount, or term changes your payment.
Monthly Payment
$646.14
at 11% APR
Total Interest
$6,014.63
over 48 months
Total Cost
$31,014.63
principal + interest
Loan Summary
$25,000 · 11% APR · 48 months
| Loan amount | $25,000 |
| Interest rate (APR) | 11% |
| Term | 48 months (4 years) |
| Monthly payment | $646.14 |
| Total interest paid | $6,014.63 |
| Total cost of loan | $31,014.63 |
Loan Calculator
Monthly Payment
$646.14
Total Paid
$31,014.63
Total Interest
$6,014.63
$25,000 at 11% APR · 48-Month Loan FAQs
What is the monthly payment on a $25,000 loan at 11% APR for 48 months?
The monthly payment on a $25,000 loan at 11% APR over 48 months is $646.14. This is calculated with the standard amortization formula and assumes equal fixed payments for the full term.
How much total interest will I pay on this $25,000 loan?
At 11% APR over 48 months, you'll pay $6,014.63 in total interest on a $25,000 loan. Combined with the $25,000 you borrowed, the total amount repaid is $31,014.63.
Is 11% a good APR for a personal loan?
A 11% APR is generally available to borrowers with good credit (690+). This is a mid-range rate — improving your credit score or adding a co-signer could help you qualify for a lower one.
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