Privacy Policy

Overview

CalcChief ("we", "us", or "our") operates calcchief.com — a free financial calculator website. This page explains what information is collected when you use our site, how it is used, and your rights regarding that information.

Short version: We do not collect, store, or sell any personal data you enter into our calculators. All calculations happen entirely in your browser. We do use Google AdSense to display advertisements, which uses cookies.

1. Information We Collect

Calculator inputs

Numbers you enter into our calculators (loan amounts, interest rates, etc.) are processed entirely in your browser. They are never sent to our servers or stored anywhere.

Automatically collected information

When you visit CalcChief, our hosting provider (Cloudflare) may automatically collect standard server log data including:

• IP address (anonymised)
• Browser type and version
• Pages visited and time spent
• Referring website
• Date and time of visit

This data is used solely for security, abuse prevention, and aggregate analytics. It is not linked to any personal identity.

2. Cookies

We use cookies for the following purposes:

You can control cookies via your browser settings or use the cookie banner on this site. Note that disabling advertising cookies will show non-personalised ads rather than removing ads entirely.

3. Google AdSense & Advertising

We use Google AdSense to display advertisements. Google and its partners may use cookies and web beacons to serve ads based on your prior visits to this site and other sites on the internet.

Google's use of advertising cookies enables it and its partners to serve ads based on your visit to CalcChief and/or other sites on the internet. You may opt out of personalised advertising by visiting Google Ads Settings or aboutads.info.

For more information on how Google uses data when you use our site, visit: How Google uses data from sites that use our services.

4. Third-Party Services

We use the following third-party services to operate CalcChief:

• Cloudflare Pages — website hosting and CDN. May process IP addresses for security. Privacy Policy →
• Google AdSense — advertising. Uses cookies to serve relevant ads. Privacy Policy →
• Neon (database) — stores publicly available US mortgage data used to generate state-specific pages. No user data is stored. Privacy Policy →

5. Your Rights

GDPR (European Union residents)

If you are located in the EU/EEA, you have the right to:

• Access any personal data we hold about you
• Request correction or deletion of your data
• Object to or restrict processing of your data
• Withdraw consent at any time (e.g. via cookie settings)
• Lodge a complaint with your local data protection authority

Since we collect no personal data through our calculators, most of these rights apply primarily to data held by our third-party providers (Google, Cloudflare) — please refer to their privacy policies linked above.

CCPA (California residents)

California residents have the right to know what personal information is collected, to request deletion, and to opt out of the sale of personal information. We do not sell personal information. The only data sharing with third parties is for advertising (Google AdSense) as described above, which you may opt out of via Google Ads Settings.

6. Children's Privacy

CalcChief is not directed at children under the age of 13. We do not knowingly collect personal information from children under 13. If you are a parent or guardian and believe your child has provided us with personal information, please contact us and we will take steps to delete such information.

7. Disclaimer

All calculators on CalcChief are provided for educational and informational purposes only and do not constitute financial, legal, or tax advice. Results are estimates based on the inputs you provide. Always consult a qualified financial professional before making financial decisions.

8. Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated "Last updated" date. Continued use of CalcChief after changes are posted constitutes your acceptance of the revised policy.

9. Contact Us

If you have any questions about this Privacy Policy, please contact us at:
[email protected]