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Monthly Payment on a $25,000 Loan at 6% APR for 30 Months

A $25,000 loan at 6% APR repaid over 30 months has a monthly payment of $899.47. Over the full 30 months (2.5 years) term you'd pay $1,984.19 in total interest, bringing the total cost of the loan to $26,984.19. A 6% APR is typical for borrowers with excellent credit (760+). Adjust the figures in the calculator below to see how a different rate, amount, or term changes your payment.

Monthly Payment

$899.47

at 6% APR

Total Interest

$1,984.19

over 30 months

Total Cost

$26,984.19

principal + interest

Loan Summary

$25,000 · 6% APR · 30 months

Loan amount$25,000
Interest rate (APR)6%
Term30 months (2.5 years)
Monthly payment$899.47
Total interest paid$1,984.19
Total cost of loan$26,984.19

Loan Calculator

$

Monthly Payment

$899.47

Total Paid

$26,984.19

Total Interest

$1,984.19

PrincipalInterest
92.6%7.4%

$25,000 at 6% APR · 30-Month Loan FAQs

What is the monthly payment on a $25,000 loan at 6% APR for 30 months?

The monthly payment on a $25,000 loan at 6% APR over 30 months is $899.47. This is calculated with the standard amortization formula and assumes equal fixed payments for the full term.

How much total interest will I pay on this $25,000 loan?

At 6% APR over 30 months, you'll pay $1,984.19 in total interest on a $25,000 loan. Combined with the $25,000 you borrowed, the total amount repaid is $26,984.19.

Is 6% a good APR for a personal loan?

A 6% APR is generally available to borrowers with excellent credit (760+). This is among the lower rates lenders offer and reflects strong creditworthiness.

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