Monthly Payment on a $25,000 Loan at 5% APR for 30 Months
A $25,000 loan at 5% APR repaid over 30 months has a monthly payment of $888.23. Over the full 30 months (2.5 years) term you'd pay $1,647.02 in total interest, bringing the total cost of the loan to $26,647.02. A 5% APR is typical for borrowers with excellent credit (760+). Adjust the figures in the calculator below to see how a different rate, amount, or term changes your payment.
Monthly Payment
$888.23
at 5% APR
Total Interest
$1,647.02
over 30 months
Total Cost
$26,647.02
principal + interest
Loan Summary
$25,000 · 5% APR · 30 months
| Loan amount | $25,000 |
| Interest rate (APR) | 5% |
| Term | 30 months (2.5 years) |
| Monthly payment | $888.23 |
| Total interest paid | $1,647.02 |
| Total cost of loan | $26,647.02 |
Loan Calculator
Monthly Payment
$888.23
Total Paid
$26,647.02
Total Interest
$1,647.02
$25,000 at 5% APR · 30-Month Loan FAQs
What is the monthly payment on a $25,000 loan at 5% APR for 30 months?
The monthly payment on a $25,000 loan at 5% APR over 30 months is $888.23. This is calculated with the standard amortization formula and assumes equal fixed payments for the full term.
How much total interest will I pay on this $25,000 loan?
At 5% APR over 30 months, you'll pay $1,647.02 in total interest on a $25,000 loan. Combined with the $25,000 you borrowed, the total amount repaid is $26,647.02.
Is 5% a good APR for a personal loan?
A 5% APR is generally available to borrowers with excellent credit (760+). This is among the lower rates lenders offer and reflects strong creditworthiness.
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