Monthly Payment on a $25,000 Loan at 6% APR for 12 Months
A $25,000 loan at 6% APR repaid over 12 months has a monthly payment of $2,151.66. Over the full 12 months (1 year) term you'd pay $819.93 in total interest, bringing the total cost of the loan to $25,819.93. A 6% APR is typical for borrowers with excellent credit (760+). Adjust the figures in the calculator below to see how a different rate, amount, or term changes your payment.
Monthly Payment
$2,151.66
at 6% APR
Total Interest
$819.93
over 12 months
Total Cost
$25,819.93
principal + interest
Loan Summary
$25,000 · 6% APR · 12 months
| Loan amount | $25,000 |
| Interest rate (APR) | 6% |
| Term | 12 months (1 year) |
| Monthly payment | $2,151.66 |
| Total interest paid | $819.93 |
| Total cost of loan | $25,819.93 |
Loan Calculator
Monthly Payment
$2,151.66
Total Paid
$25,819.93
Total Interest
$819.93
$25,000 at 6% APR · 12-Month Loan FAQs
What is the monthly payment on a $25,000 loan at 6% APR for 12 months?
The monthly payment on a $25,000 loan at 6% APR over 12 months is $2,151.66. This is calculated with the standard amortization formula and assumes equal fixed payments for the full term.
How much total interest will I pay on this $25,000 loan?
At 6% APR over 12 months, you'll pay $819.93 in total interest on a $25,000 loan. Combined with the $25,000 you borrowed, the total amount repaid is $25,819.93.
Is 6% a good APR for a personal loan?
A 6% APR is generally available to borrowers with excellent credit (760+). This is among the lower rates lenders offer and reflects strong creditworthiness.
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