Monthly Payment on a $25,000 Loan at 11% APR for 12 Months
A $25,000 loan at 11% APR repaid over 12 months has a monthly payment of $2,209.54. Over the full 12 months (1 year) term you'd pay $1,514.50 in total interest, bringing the total cost of the loan to $26,514.50. A 11% APR is typical for borrowers with good credit (690+). Adjust the figures in the calculator below to see how a different rate, amount, or term changes your payment.
Monthly Payment
$2,209.54
at 11% APR
Total Interest
$1,514.50
over 12 months
Total Cost
$26,514.50
principal + interest
Loan Summary
$25,000 · 11% APR · 12 months
| Loan amount | $25,000 |
| Interest rate (APR) | 11% |
| Term | 12 months (1 year) |
| Monthly payment | $2,209.54 |
| Total interest paid | $1,514.50 |
| Total cost of loan | $26,514.50 |
Loan Calculator
Monthly Payment
$2,209.54
Total Paid
$26,514.50
Total Interest
$1,514.50
$25,000 at 11% APR · 12-Month Loan FAQs
What is the monthly payment on a $25,000 loan at 11% APR for 12 months?
The monthly payment on a $25,000 loan at 11% APR over 12 months is $2,209.54. This is calculated with the standard amortization formula and assumes equal fixed payments for the full term.
How much total interest will I pay on this $25,000 loan?
At 11% APR over 12 months, you'll pay $1,514.50 in total interest on a $25,000 loan. Combined with the $25,000 you borrowed, the total amount repaid is $26,514.50.
Is 11% a good APR for a personal loan?
A 11% APR is generally available to borrowers with good credit (690+). This is a mid-range rate — improving your credit score or adding a co-signer could help you qualify for a lower one.
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