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Monthly Payment on a $8,000 Loan at 8% APR for 18 Months

A $8,000 loan at 8% APR repaid over 18 months has a monthly payment of $473.12. Over the full 18 months (1.5 years) term you'd pay $516.20 in total interest, bringing the total cost of the loan to $8,516.20. A 8% APR is typical for borrowers with very good credit (720+). Adjust the figures in the calculator below to see how a different rate, amount, or term changes your payment.

Monthly Payment

$473.12

at 8% APR

Total Interest

$516.20

over 18 months

Total Cost

$8,516.20

principal + interest

Loan Summary

$8,000 · 8% APR · 18 months

Loan amount$8,000
Interest rate (APR)8%
Term18 months (1.5 years)
Monthly payment$473.12
Total interest paid$516.20
Total cost of loan$8,516.20

Loan Calculator

$

Monthly Payment

$473.12

Total Paid

$8,516.20

Total Interest

$516.20

PrincipalInterest
93.9%6.1%

$8,000 at 8% APR · 18-Month Loan FAQs

What is the monthly payment on a $8,000 loan at 8% APR for 18 months?

The monthly payment on a $8,000 loan at 8% APR over 18 months is $473.12. This is calculated with the standard amortization formula and assumes equal fixed payments for the full term.

How much total interest will I pay on this $8,000 loan?

At 8% APR over 18 months, you'll pay $516.20 in total interest on a $8,000 loan. Combined with the $8,000 you borrowed, the total amount repaid is $8,516.20.

Is 8% a good APR for a personal loan?

A 8% APR is generally available to borrowers with very good credit (720+). This is among the lower rates lenders offer and reflects strong creditworthiness.

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