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Monthly Payment on a $7,500 Loan at 24% APR for 60 Months

A $7,500 loan at 24% APR repaid over 60 months has a monthly payment of $215.76. Over the full 60 months (5 years) term you'd pay $5,445.58 in total interest, bringing the total cost of the loan to $12,945.58. A 24% APR is typical for borrowers with poor or building credit (below 630). Adjust the figures in the calculator below to see how a different rate, amount, or term changes your payment.

Monthly Payment

$215.76

at 24% APR

Total Interest

$5,445.58

over 60 months

Total Cost

$12,945.58

principal + interest

Loan Summary

$7,500 · 24% APR · 60 months

Loan amount$7,500
Interest rate (APR)24%
Term60 months (5 years)
Monthly payment$215.76
Total interest paid$5,445.58
Total cost of loan$12,945.58

Loan Calculator

$

Monthly Payment

$215.76

Total Paid

$12,945.58

Total Interest

$5,445.58

PrincipalInterest
57.9%42.1%

$7,500 at 24% APR · 60-Month Loan FAQs

What is the monthly payment on a $7,500 loan at 24% APR for 60 months?

The monthly payment on a $7,500 loan at 24% APR over 60 months is $215.76. This is calculated with the standard amortization formula and assumes equal fixed payments for the full term.

How much total interest will I pay on this $7,500 loan?

At 24% APR over 60 months, you'll pay $5,445.58 in total interest on a $7,500 loan. Combined with the $7,500 you borrowed, the total amount repaid is $12,945.58.

Is 24% a good APR for a personal loan?

A 24% APR is generally available to borrowers with poor or building credit (below 630). This is on the higher end. Shopping multiple lenders, reducing your debt-to-income ratio, or improving your credit before applying can lower your rate substantially.

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