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Monthly Payment on a $60,000 Loan at 9% APR for 60 Months

A $60,000 loan at 9% APR repaid over 60 months has a monthly payment of $1,245.50. Over the full 60 months (5 years) term you'd pay $14,730.08 in total interest, bringing the total cost of the loan to $74,730.08. A 9% APR is typical for borrowers with very good credit (720+). Adjust the figures in the calculator below to see how a different rate, amount, or term changes your payment.

Monthly Payment

$1,245.50

at 9% APR

Total Interest

$14,730.08

over 60 months

Total Cost

$74,730.08

principal + interest

Loan Summary

$60,000 · 9% APR · 60 months

Loan amount$60,000
Interest rate (APR)9%
Term60 months (5 years)
Monthly payment$1,245.50
Total interest paid$14,730.08
Total cost of loan$74,730.08

Loan Calculator

$

Monthly Payment

$1,245.50

Total Paid

$74,730.08

Total Interest

$14,730.08

PrincipalInterest
80.3%19.7%

$60,000 at 9% APR · 60-Month Loan FAQs

What is the monthly payment on a $60,000 loan at 9% APR for 60 months?

The monthly payment on a $60,000 loan at 9% APR over 60 months is $1,245.50. This is calculated with the standard amortization formula and assumes equal fixed payments for the full term.

How much total interest will I pay on this $60,000 loan?

At 9% APR over 60 months, you'll pay $14,730.08 in total interest on a $60,000 loan. Combined with the $60,000 you borrowed, the total amount repaid is $74,730.08.

Is 9% a good APR for a personal loan?

A 9% APR is generally available to borrowers with very good credit (720+). This is among the lower rates lenders offer and reflects strong creditworthiness.

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