Monthly Payment on a $25,000 Loan at 5% APR for 18 Months
A $25,000 loan at 5% APR repaid over 18 months has a monthly payment of $1,444.51. Over the full 18 months (1.5 years) term you'd pay $1,001.24 in total interest, bringing the total cost of the loan to $26,001.24. A 5% APR is typical for borrowers with excellent credit (760+). Adjust the figures in the calculator below to see how a different rate, amount, or term changes your payment.
Monthly Payment
$1,444.51
at 5% APR
Total Interest
$1,001.24
over 18 months
Total Cost
$26,001.24
principal + interest
Loan Summary
$25,000 · 5% APR · 18 months
| Loan amount | $25,000 |
| Interest rate (APR) | 5% |
| Term | 18 months (1.5 years) |
| Monthly payment | $1,444.51 |
| Total interest paid | $1,001.24 |
| Total cost of loan | $26,001.24 |
Loan Calculator
Monthly Payment
$1,444.51
Total Paid
$26,001.24
Total Interest
$1,001.24
$25,000 at 5% APR · 18-Month Loan FAQs
What is the monthly payment on a $25,000 loan at 5% APR for 18 months?
The monthly payment on a $25,000 loan at 5% APR over 18 months is $1,444.51. This is calculated with the standard amortization formula and assumes equal fixed payments for the full term.
How much total interest will I pay on this $25,000 loan?
At 5% APR over 18 months, you'll pay $1,001.24 in total interest on a $25,000 loan. Combined with the $25,000 you borrowed, the total amount repaid is $26,001.24.
Is 5% a good APR for a personal loan?
A 5% APR is generally available to borrowers with excellent credit (760+). This is among the lower rates lenders offer and reflects strong creditworthiness.
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