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Monthly Payment on a $2,500 Loan at 9% APR for 48 Months

A $2,500 loan at 9% APR repaid over 48 months has a monthly payment of $62.21. Over the full 48 months (4 years) term you'd pay $486.21 in total interest, bringing the total cost of the loan to $2,986.21. A 9% APR is typical for borrowers with very good credit (720+). Adjust the figures in the calculator below to see how a different rate, amount, or term changes your payment.

Monthly Payment

$62.21

at 9% APR

Total Interest

$486.21

over 48 months

Total Cost

$2,986.21

principal + interest

Loan Summary

$2,500 · 9% APR · 48 months

Loan amount$2,500
Interest rate (APR)9%
Term48 months (4 years)
Monthly payment$62.21
Total interest paid$486.21
Total cost of loan$2,986.21

Loan Calculator

$

Monthly Payment

$62.21

Total Paid

$2,986.21

Total Interest

$486.21

PrincipalInterest
83.7%16.3%

$2,500 at 9% APR · 48-Month Loan FAQs

What is the monthly payment on a $2,500 loan at 9% APR for 48 months?

The monthly payment on a $2,500 loan at 9% APR over 48 months is $62.21. This is calculated with the standard amortization formula and assumes equal fixed payments for the full term.

How much total interest will I pay on this $2,500 loan?

At 9% APR over 48 months, you'll pay $486.21 in total interest on a $2,500 loan. Combined with the $2,500 you borrowed, the total amount repaid is $2,986.21.

Is 9% a good APR for a personal loan?

A 9% APR is generally available to borrowers with very good credit (720+). This is among the lower rates lenders offer and reflects strong creditworthiness.

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