Monthly Payment on a $2,500 Loan at 10% APR for 36 Months
A $2,500 loan at 10% APR repaid over 36 months has a monthly payment of $80.67. Over the full 36 months (3 years) term you'd pay $404.05 in total interest, bringing the total cost of the loan to $2,904.05. A 10% APR is typical for borrowers with good credit (690+). Adjust the figures in the calculator below to see how a different rate, amount, or term changes your payment.
Monthly Payment
$80.67
at 10% APR
Total Interest
$404.05
over 36 months
Total Cost
$2,904.05
principal + interest
Loan Summary
$2,500 · 10% APR · 36 months
| Loan amount | $2,500 |
| Interest rate (APR) | 10% |
| Term | 36 months (3 years) |
| Monthly payment | $80.67 |
| Total interest paid | $404.05 |
| Total cost of loan | $2,904.05 |
Loan Calculator
Monthly Payment
$80.67
Total Paid
$2,904.05
Total Interest
$404.05
$2,500 at 10% APR · 36-Month Loan FAQs
What is the monthly payment on a $2,500 loan at 10% APR for 36 months?
The monthly payment on a $2,500 loan at 10% APR over 36 months is $80.67. This is calculated with the standard amortization formula and assumes equal fixed payments for the full term.
How much total interest will I pay on this $2,500 loan?
At 10% APR over 36 months, you'll pay $404.05 in total interest on a $2,500 loan. Combined with the $2,500 you borrowed, the total amount repaid is $2,904.05.
Is 10% a good APR for a personal loan?
A 10% APR is generally available to borrowers with good credit (690+). This is a mid-range rate — improving your credit score or adding a co-signer could help you qualify for a lower one.
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