Monthly Payment on a $2,500 Loan at 10% APR for 30 Months
A $2,500 loan at 10% APR repaid over 30 months has a monthly payment of $94.53. Over the full 30 months (2.5 years) term you'd pay $335.86 in total interest, bringing the total cost of the loan to $2,835.86. A 10% APR is typical for borrowers with good credit (690+). Adjust the figures in the calculator below to see how a different rate, amount, or term changes your payment.
Monthly Payment
$94.53
at 10% APR
Total Interest
$335.86
over 30 months
Total Cost
$2,835.86
principal + interest
Loan Summary
$2,500 · 10% APR · 30 months
| Loan amount | $2,500 |
| Interest rate (APR) | 10% |
| Term | 30 months (2.5 years) |
| Monthly payment | $94.53 |
| Total interest paid | $335.86 |
| Total cost of loan | $2,835.86 |
Loan Calculator
Monthly Payment
$94.53
Total Paid
$2,835.86
Total Interest
$335.86
$2,500 at 10% APR · 30-Month Loan FAQs
What is the monthly payment on a $2,500 loan at 10% APR for 30 months?
The monthly payment on a $2,500 loan at 10% APR over 30 months is $94.53. This is calculated with the standard amortization formula and assumes equal fixed payments for the full term.
How much total interest will I pay on this $2,500 loan?
At 10% APR over 30 months, you'll pay $335.86 in total interest on a $2,500 loan. Combined with the $2,500 you borrowed, the total amount repaid is $2,835.86.
Is 10% a good APR for a personal loan?
A 10% APR is generally available to borrowers with good credit (690+). This is a mid-range rate — improving your credit score or adding a co-signer could help you qualify for a lower one.
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