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Monthly Payment on a $2,000 Loan at 6% APR for 24 Months

A $2,000 loan at 6% APR repaid over 24 months has a monthly payment of $88.64. Over the full 24 months (2 years) term you'd pay $127.39 in total interest, bringing the total cost of the loan to $2,127.39. A 6% APR is typical for borrowers with excellent credit (760+). Adjust the figures in the calculator below to see how a different rate, amount, or term changes your payment.

Monthly Payment

$88.64

at 6% APR

Total Interest

$127.39

over 24 months

Total Cost

$2,127.39

principal + interest

Loan Summary

$2,000 · 6% APR · 24 months

Loan amount$2,000
Interest rate (APR)6%
Term24 months (2 years)
Monthly payment$88.64
Total interest paid$127.39
Total cost of loan$2,127.39

Loan Calculator

$

Monthly Payment

$88.64

Total Paid

$2,127.39

Total Interest

$127.39

PrincipalInterest
94.0%6.0%

$2,000 at 6% APR · 24-Month Loan FAQs

What is the monthly payment on a $2,000 loan at 6% APR for 24 months?

The monthly payment on a $2,000 loan at 6% APR over 24 months is $88.64. This is calculated with the standard amortization formula and assumes equal fixed payments for the full term.

How much total interest will I pay on this $2,000 loan?

At 6% APR over 24 months, you'll pay $127.39 in total interest on a $2,000 loan. Combined with the $2,000 you borrowed, the total amount repaid is $2,127.39.

Is 6% a good APR for a personal loan?

A 6% APR is generally available to borrowers with excellent credit (760+). This is among the lower rates lenders offer and reflects strong creditworthiness.

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