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Monthly Payment on a $15,000 Loan at 24% APR for 60 Months

A $15,000 loan at 24% APR repaid over 60 months has a monthly payment of $431.52. Over the full 60 months (5 years) term you'd pay $10,891.17 in total interest, bringing the total cost of the loan to $25,891.17. A 24% APR is typical for borrowers with poor or building credit (below 630). Adjust the figures in the calculator below to see how a different rate, amount, or term changes your payment.

Monthly Payment

$431.52

at 24% APR

Total Interest

$10,891.17

over 60 months

Total Cost

$25,891.17

principal + interest

Loan Summary

$15,000 · 24% APR · 60 months

Loan amount$15,000
Interest rate (APR)24%
Term60 months (5 years)
Monthly payment$431.52
Total interest paid$10,891.17
Total cost of loan$25,891.17

Loan Calculator

$

Monthly Payment

$431.52

Total Paid

$25,891.17

Total Interest

$10,891.17

PrincipalInterest
57.9%42.1%

$15,000 at 24% APR · 60-Month Loan FAQs

What is the monthly payment on a $15,000 loan at 24% APR for 60 months?

The monthly payment on a $15,000 loan at 24% APR over 60 months is $431.52. This is calculated with the standard amortization formula and assumes equal fixed payments for the full term.

How much total interest will I pay on this $15,000 loan?

At 24% APR over 60 months, you'll pay $10,891.17 in total interest on a $15,000 loan. Combined with the $15,000 you borrowed, the total amount repaid is $25,891.17.

Is 24% a good APR for a personal loan?

A 24% APR is generally available to borrowers with poor or building credit (below 630). This is on the higher end. Shopping multiple lenders, reducing your debt-to-income ratio, or improving your credit before applying can lower your rate substantially.

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