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Monthly Payment on a $15,000 Loan at 11% APR for 48 Months

A $15,000 loan at 11% APR repaid over 48 months has a monthly payment of $387.68. Over the full 48 months (4 years) term you'd pay $3,608.78 in total interest, bringing the total cost of the loan to $18,608.78. A 11% APR is typical for borrowers with good credit (690+). Adjust the figures in the calculator below to see how a different rate, amount, or term changes your payment.

Monthly Payment

$387.68

at 11% APR

Total Interest

$3,608.78

over 48 months

Total Cost

$18,608.78

principal + interest

Loan Summary

$15,000 · 11% APR · 48 months

Loan amount$15,000
Interest rate (APR)11%
Term48 months (4 years)
Monthly payment$387.68
Total interest paid$3,608.78
Total cost of loan$18,608.78

Loan Calculator

$

Monthly Payment

$387.68

Total Paid

$18,608.78

Total Interest

$3,608.78

PrincipalInterest
80.6%19.4%

$15,000 at 11% APR · 48-Month Loan FAQs

What is the monthly payment on a $15,000 loan at 11% APR for 48 months?

The monthly payment on a $15,000 loan at 11% APR over 48 months is $387.68. This is calculated with the standard amortization formula and assumes equal fixed payments for the full term.

How much total interest will I pay on this $15,000 loan?

At 11% APR over 48 months, you'll pay $3,608.78 in total interest on a $15,000 loan. Combined with the $15,000 you borrowed, the total amount repaid is $18,608.78.

Is 11% a good APR for a personal loan?

A 11% APR is generally available to borrowers with good credit (690+). This is a mid-range rate — improving your credit score or adding a co-signer could help you qualify for a lower one.

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