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Monthly Payment on a $15,000 Loan at 5% APR for 24 Months

A $15,000 loan at 5% APR repaid over 24 months has a monthly payment of $658.07. Over the full 24 months (2 years) term you'd pay $793.70 in total interest, bringing the total cost of the loan to $15,793.70. A 5% APR is typical for borrowers with excellent credit (760+). Adjust the figures in the calculator below to see how a different rate, amount, or term changes your payment.

Monthly Payment

$658.07

at 5% APR

Total Interest

$793.70

over 24 months

Total Cost

$15,793.70

principal + interest

Loan Summary

$15,000 · 5% APR · 24 months

Loan amount$15,000
Interest rate (APR)5%
Term24 months (2 years)
Monthly payment$658.07
Total interest paid$793.70
Total cost of loan$15,793.70

Loan Calculator

$

Monthly Payment

$658.07

Total Paid

$15,793.70

Total Interest

$793.70

PrincipalInterest
95.0%5.0%

$15,000 at 5% APR · 24-Month Loan FAQs

What is the monthly payment on a $15,000 loan at 5% APR for 24 months?

The monthly payment on a $15,000 loan at 5% APR over 24 months is $658.07. This is calculated with the standard amortization formula and assumes equal fixed payments for the full term.

How much total interest will I pay on this $15,000 loan?

At 5% APR over 24 months, you'll pay $793.70 in total interest on a $15,000 loan. Combined with the $15,000 you borrowed, the total amount repaid is $15,793.70.

Is 5% a good APR for a personal loan?

A 5% APR is generally available to borrowers with excellent credit (760+). This is among the lower rates lenders offer and reflects strong creditworthiness.

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