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Monthly Payment on a $1,500 Loan at 8% APR for 84 Months

A $1,500 loan at 8% APR repaid over 84 months has a monthly payment of $23.38. Over the full 84 months (7 years) term you'd pay $463.86 in total interest, bringing the total cost of the loan to $1,963.86. A 8% APR is typical for borrowers with very good credit (720+). Adjust the figures in the calculator below to see how a different rate, amount, or term changes your payment.

Monthly Payment

$23.38

at 8% APR

Total Interest

$463.86

over 84 months

Total Cost

$1,963.86

principal + interest

Loan Summary

$1,500 · 8% APR · 84 months

Loan amount$1,500
Interest rate (APR)8%
Term84 months (7 years)
Monthly payment$23.38
Total interest paid$463.86
Total cost of loan$1,963.86

Loan Calculator

$

Monthly Payment

$23.38

Total Paid

$1,963.86

Total Interest

$463.86

PrincipalInterest
76.4%23.6%

$1,500 at 8% APR · 84-Month Loan FAQs

What is the monthly payment on a $1,500 loan at 8% APR for 84 months?

The monthly payment on a $1,500 loan at 8% APR over 84 months is $23.38. This is calculated with the standard amortization formula and assumes equal fixed payments for the full term.

How much total interest will I pay on this $1,500 loan?

At 8% APR over 84 months, you'll pay $463.86 in total interest on a $1,500 loan. Combined with the $1,500 you borrowed, the total amount repaid is $1,963.86.

Is 8% a good APR for a personal loan?

A 8% APR is generally available to borrowers with very good credit (720+). This is among the lower rates lenders offer and reflects strong creditworthiness.

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